← Back to F&M— Savings
Save with people who know your name.
Whether you're starting your first emergency fund or laddering CDs for retirement, our savings products are built to grow quietly — and FDIC insured up to applicable limits.
01
Statement Savings
Open with $50. No monthly fee with a low minimum balance. Automatic transfer rules.
02
Money Market
Tiered interest with check-writing access. Great for larger balances you still want liquid.
03
Certificates of Deposit
Locked-in rates from 3 to 60 months. Roll over or redeem at maturity — your choice.
04
IRAs
Traditional and Roth IRA savings and CDs to round out your retirement plan.
05
Youth Savings
Help kids build the habit early with our Kids Club program and youth savings account.
06
HSA
Tax-advantaged Health Savings Accounts paired with a debit card for qualified expenses.
— Speak with a banker800.235.5331
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