← Back to F&M— Credit Cards

Cards backed by people, not call centers.

Personal and business cards with competitive rates, rewards, and the security of a local bank that knows your account by name.

Earn points on every purchase — redeemable for travel, cash back, or merchandise.

A no-frills card with one of the lowest APRs in the region. No annual fee.

Spend tracking, multiple employee cards, and rewards built for small business.

24/7 monitoring with instant text alerts and one-tap card freeze in our mobile app.

Apple Pay, Google Pay, and Samsung Pay supported the day your card arrives.

Every cardholder is enrolled in CyberScout identity theft repair at no cost.

— Speak with a banker800.235.5331