← Back to F&M— Checking
Checking that stays out of your way.
Open in minutes. No minimum balance, no monthly fee on our free checking, and a real F&M banker on the other end of the line when you need one.
01
Free Checking
No minimum balance, no monthly maintenance fee, free debit card, unlimited transactions.
02
Interest Checking
Earn competitive interest on balances while keeping full check-writing access.
03
Student & Youth
First accounts with parental controls, financial literacy tools, and no monthly fee.
04
Senior Checking
Free personalized checks and waived fees for customers 55 and older.
05
Mobile & Online Access
Deposit checks, transfer money, and pay bills from your phone — included free.
06
Overdraft Protection
Link your savings or line of credit to cover unexpected transactions automatically.
— Speak with a banker800.235.5331
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