F&M
← Back to F&M— Open a New Account

Start in minutes, not days.

You can open most personal accounts online in under ten minutes. For business and trust accounts, a banker walks you through it personally.

  1. 01

    Pick the right account

    Free checking, high-yield savings, money market, CDs, or business — we help match it to how you actually use money.

  2. 02

    Verify your identity

    A driver's license or state ID and your Social Security number. Existing customers can skip this step.

  3. 03

    Fund your account

    Transfer from another bank, mail a check, or stop by any branch. $25 typically opens a personal account.

  4. 04

    Meet your banker

    Within one business day, the banker assigned to your account will introduce themselves by name.

— Speak with a banker800.235.5331
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